December 6th, 2006
» just nattering on, really
I pendulum regulary between a base material wanting and a wanting not — a desire for bare essentials, cleanness, a life of less. All the things start to encroach. They spill from drawers and shelves, over the floor, push at the edges of contentment until I’m all hard and knotted up inside, having to remember how to breathe while so hemmed in. But I want want want: a new camera, better speakers, new furniture, pictures, shoes, a wardrobe update. A house, a horse, a new car. I’m in one of those weird turning phases when I simultaneously want things and want to get rid of things. Probably a good dose of the latter would take care of the former. Usually it is very simple: I want few things, and I want them to be good quality. I feel like that should be a calm, exact system. There should be rules, ways of measuring. Everything tagged with its cost/benefit number. But most often it’s just an impossible mess of wanting and worrying and guessing at trade-offs.
I’m not sure where that tangent came from, really. I guess I’m just thinking about money a lot lately — too much, I expect. Mostly trying to decide what to do with this last chance to contribute to my retirement account. It’s stupid, I know, not to put in all I can as early as I can — an extra thousand now becomes a quarter million when I retire — but the thought of dipping into savings trips me all up. Maybe because that money’s all set aside for a nameless something. Down payment on a house. A car. A few big trips. Emergencies.
Even working in finance I feel so lost when it comes down to this, my own tiny personal stash. I keep wanting to know what’s usual even though I know it’s the wrong question. I want to know what enough is — but enough for what? I’ve never been on good terms with that idea, with enough. (And it doesn’t even look like a word any more now. Certainly not a word that sounds like it does. Cruel, being so near nougat but so very not.)
This year I’ve managed to put nearly 20% of my salary away for retirement (and god what a foreign word that feels, retirement, here from the vantage of twenty-four). What does that mean? I don’t know. Am I spending too much in other areas? Not enough? What can I afford? And so I fret and whittle away at this problem that is not actually a problem, my mind run ragged with worry. A small, distant belief that a gym membership could put me in the poor house one day. Today’s cable internet turn into tomorrow’s run-down nursing home, all peeling linoleum and stale urine smell and endless plates of grey paste. A sweater, put aside, might one day blossom into a trek through Tibet.
Well, nothing quite so grand. And nothing quite so neurotic as I think that last bit makes me sound. I don’t worry about it so much, really. Just go through infrequent spates of hard thinking, and some hand-wringing. I just want to do this right, this whole life thing.